Win-Win loan

The Win-Win loan makes it easier for you to find start-up capital in your immediate vicinity.

Anyone who grants a Win-Win loan to a start-up company as a friend, acquaintance or family member receives an annual tax discount of 2.5% on the amount of the loan. The loan is subordinated, and can be for a maximum of EUR 100,000. It must run for eight years. If you are unable to repay the loan, your friend, acquaintance or family member gets 30% of the amount owed back via a one-off tax credit.

What do you want to do?

How do I apply for a Win-Win loan?

  1. Fill out the online form and click on Send
  2. Print the deed and the repayment schedule
  3. Sign both the deed and the repayment schedule and send it to us by mail at:
    Winwinlening - Oude Graanmarkt 63 - 1000   Brussels

What are the conditions?

What does the law say?

Win-win loan decree (pdf)
Decree of 19 May 2006 on the Win-Win loan, published in the Belgian Official Gazette on 30 June 2006.

Win-win loan order (pdf)
Implementing order of 20 July 2006 published in the Belgian Official Gazette on 17 August 2006.

Change to Win-win loan decree lening (pdf)
This concerns the change of the term "calendar years" to "years", implemented by Article 59 of the Decree of 22 December 2006 laying down provisions to accompany the 2007 budget

Change to Win-win loan decree (pdf)
This concerns the changes from 1 January 2011, included in the Decree of 10 December 2010 amending various provisions of the Decree of 19 May 2006 and the Decree of 19 December 2003 on the activation of risk capital in Flanders, published in the Belgian Official Gazette on 23 December 2010.

Change to Win-win loan order (pdf)
Loan order of 4 Februari 2011 (changing the loan order of 20 July 2006), published in the Belgian Official Gazette on 25 February 2011. 


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HOW TO APPLY / MORE INFO

  • Contact PMV:
    • PMV nv
    • Win-Win loan
    • Oude Graanmarkt 63
    • 1000 Brussels
    • T 02 229 52 30
    • F 02 229 52 31
    • E ue/vmp//gninelniwniw