Ecoboost Loan
An Ecoboost Loan gives your sustainable investments wings.
Need financing to invest sustainably? PMV is happy to set you on the road to a better world with a loan of up to EUR 150,000.
Interested? Apply for your Ecoboost Loan today.
For whom?
Companies, self-employed people and members of the liberal professions who have been active for at least 18 months.
For what?
To finance investments in renewable energy, water supply, more sustainable mobility and waste management. Also for investments in the renovation of commercial buildings, the reduction of pollution, and the protection and restoration of biodiversity and ecosystems. Consult the list of eligible investments.
Characteristics
Type
Subordinated loan
Term
Maximum 10 years
Total amount of credit
Maximum €150,000
Own contribution
Minimum 25% of the credit amount, at least 10% of the total financing need
Fixed interest rate
3%
Repayment
Monthly
Up to 1 year without capital repayments
How does it work?
1/ Draw up a business plan
A successful business starts with a strong business plan that includes a financial plan indicating whether your business is financially viable. When preparing your business plan, you can seek guidance from your bookkeeper, your accountant, your financial adviser or partners with whom PMV works. Contact one of our providers who can help you compile your credit file and submit your application.
2/ File your application
Before preparing your credit file, it is best to check whether your application is eligible for funding. You can do so using our practical checklists for natural persons or companies, at the bottom of this page.
You can ask one of our providers to help you prepare and submit your credit file. You can also submit your Start Loan application yourself.
Before and after the start-up of your activity, it is recommended to follow a guidance programme within the framework of a trajectory supported by the Flemish Agency for Innovation & Entrepreneurship (VLAIO). You can find these guidance trajectories via VLAIO’s Expertise database (in Dutch). If you would like tailor-made advice for your financing, please contact one of the financing experts at VLAIO.
3/ Analysis
Upon receipt, a credit analyst will examine your application for admissibility and completeness. The credit analyst may contact you for further information and/or clarification where necessary. After completing the analysis, the credit analyst submits your file with his or her recommendation to the credit committee.
4/ Decision
If the credit committee approves your application, you will receive a credit proposal.
If your application is refused or declared inadmissible, you will receive a notice to this effect, giving your reasons and the various points of refusal. In the event of refusal or inadmissibility, you can resubmit your application with additional information and/or a thorough explanation that refutes the elements of refusal or inadmissibility.
A reworked business plan can also be useful here. Based on these new elements, the credit committee may decide to grant you the Start Loan after all.
If the credit committee refuses your application again or finds it inadmissible, this decision is final and the application cannot be resubmitted.
Contact an expert
